Financial Group
As an independent neighborhood bank, Martha’s Vineyard Savings Bank and Martha’s Vineyard Financial Group provide you with the convenience of managing all of your financial matters in one place with trusted financial partners. No matter what your financial needs, everyone from our customer service representatives to our trust and investment specialists have a vested interest in providing you with the financial products and customer service that you deserve.

Martha’s Vineyard Financial Group offers these services:

• Individual Stocks, Bonds, Mutual Funds, and College Funding
• (529 Plans, UGMA, etc.) offered through Infinex Investments, Inc.
• Insurance products offered through Infinex Insurance Agency of Massachusetts, Inc.
• Certificates of Deposit
• Money Market Funds
• IRA's - Traditional, Roth, SEP, Simple Plans
• Custody and Active Management of Investments
• Trust and Fiduciary Services
• Tax and Estate Planning Services
• Trustee for Retirement Plans, Foundations, and Endowments
• Discretionary Asset Management

Investment Management
Martha’s Vineyard Savings Bank - Trust Division is responsible for the investment management of a specific group of client accounts. Our investment recommendations are based upon information obtained from an independent provider of investment and economic research. Each account is managed by an Investment Officer who is responsible for understanding the client’s unique situation and making recommendations specifically designed to achieve the client’s financial objectives.

Trust Services
Martha’s Vineyard Savings Bank serves as trustee, co-trustee, agent for trustees, and agent for individuals, institutions, municipalities, businesses, endowments, and foundations. All Trust relationships are administered by a Trust Officer who works to meet a client’s particular financial needs and goals. We frequently act together with our client’s attorneys and accountants to provide comprehensive and coordinated planning and administration to ensure the appropriate financial strategy. Martha’s Vineyard Savings Bank provides full custody and bookkeeping as part of its services, including safekeeping of assets, collection of income, disbursements of funds, and tax reporting.

Estate Planning
Martha’s Vineyard Savings Bank – Trust Division combines a disciplined investment process with a wide range of products and personalized service. Acute sensitivity will be given to your financial plan and how it will impact your retirement and estate planning needs. Our Trust Officers have the experience and knowledge needed to properly administer the following types of fiduciary accounts:

• Revocable Living Trusts
• Irrevocable Trusts
• Testamentary Trusts
• Charitable Remainder Trusts
• Charitable Lead Trusts
• Guardianships and Conservatorships
• Estate Settlement

Trust IRA Services
We offer our IRA customers a fully-integrated wealth management solution that takes advantage of our expertise in portfolio management, financial planning,retirement planning, philanthropic planning, and trust and fiduciary services to make the most of your retirement assets.

Estate Settlement
An executor of an estate has many responsibilities. Martha’s Vineyard SavingsBank – Trust Division serves as executor, co-executor, or agent for executor, providing a full range of services for our clients:

• Collection and valuation of all assets
• Assembling, insuring, and safeguarding assets
• Accounting for courts and tax authorities
• Payment of debts, expenses, legacies, and taxes
• Filing of all estate, gift, and income tax returns
• Distribution of assets in accordance with the terms of the Will

Brokerage and Investment Services
The professionals at Martha’s Vineyard Financial Group provide sound, objective estate planning and financial advice tailored to your personal short- and long-term goals. We cultivate a personal approach to asset management underscored by a well-defined investment process, exceptional products, and a commitment to the highest level of service. All of our experienced professionals are grounded in an unwavering commitment to our clients.

Using our access to highly respected research firms, we help you select the right investment vehicle or mix of products that can maximize the benefits of your plan. The plan could include all or some of the following investment and insurance opportunities offered through Infinex Investments, Inc.:

• Stocks - All stocks listed on the New York, American, OTC, and foreign exchanges
• Bonds - Tax-free municipal, U.S., foreign government, and corporate
• Mutual Funds - Choose from over 11,000 different funds
• Institutional Money Managers - Portfolios managed by well-known Institutional Managers
• Tax-Deferred Annuities - Dividends, interest, and capital gains grow tax-free until withdrawn (offered through Infinex Insurance Agency of Massachusetts,Inc.)
• Life Insurance and Long-Term Care Insurance (offered through Infinex Insurance Agency of Massachusetts, Inc.)

IRA Management
Martha’s Vineyard Financial Group can assist you with planning strategies regarding contributions, distributions, and beneficiary designations for Individual Retirement Accounts and Rollover Accounts. We offer a broad range of investment products and services for your retirement needs.
Through a partnership with Infinex Investments, Inc., we provide IRA clients the opportunity to work with a Financial Advisor to develop an investment program with the ability to buy and sell stocks, bonds, mutual funds, and other domestic and international investment offerings.

For more information on any of these investment services, please contact the Financial Group at 1-508-693-8850.